Immediate critical actions to take within the 'Golden Hour' after suffering UPI, net-banking, or credit card fraud in India.
Dial 1930 immediately. Provide your mobile number, bank name, account number, and transaction UTR details to trigger financial asset freezing.
Fill out the official complaint form on the National Cyber Crime Reporting Portal. Attach screenshots of transaction SMS, bank statements, and fraud links.
Submit a formal written notification to your bank manager within 3 days. Under RBI zero-liability rules, prompt reporting protects you against unauthorized electronic banking losses.
Do not delay calling 1930. The first 1 to 2 hours are crucial before fraudsters transfer money across multiple wallet layers.